商务英语融资谈判口语
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融资谈判negotiation of financing
1.商务建议
通过借贷、租赁、集资等方式使资金融合并流通的方式,叫做融资。一般可以向有实力的银行、财团( consortium)或风险投资公司(venture capital company)申请,这是中小创业者在起步阶段获取资金的较为理想的方式之一。在银行的`信贷部门,你可以陈述融资的理由,然后提出申请:my purpose of coming here is to apply for a loan.(我来此的目的就是想申请一笔贷款)。
2.商务英语情景对话
a:i'm willing to come and talk about the financing of our imports. we need a sum of money for technical innovation. my purpose of coming here is to apply for a loan.
我来是想谈谈我们进口商品的融资问题,我们需要一笔资金进行技术革新。我来这里的目的就是想申请一笔贷款。
b:i see. but banks should make sure that enterprises have the ability to repay loans.
我明白。但银行必须弄清楚贷款企业是否有能力偿还贷款。repay loan 偿还贷款
a:yes, you are right. here is some information and a detailed report about our factory.
是的,你说得没错。这是关于我厂的情况资料及详细的报告。
b:we'ii pay immediate attention to these documcnts and take your request seriously. well, how much and how long do you need?
我们会及时了解这些文件资料并认真考虑你的申请。那么,你们需要多少钱,贷多长时间呢?
a:$100, 000. for about two years.
10万美元。大约两年。
b:ok, we'll inform you of our decision within one week.
好的,我们将在一周内告知你我们的决定。inform 通知,告知
a:all right. thank you very much.
好的,谢谢你。
3.商务英语核心句型
my purposc of coming here is to apply for a loan,
我来此的目的就是想申请贷款。
we are short of working capital.
我们缺少流动资金。
we plan to expand our business with the loan,
我们计划用贷款扩大企业规模。
how much and how long do you need?
你们需多少钱,贷多长时间呢?
as a venture capital company we finance other businesses.
作为一家风险投资公司,我们为其他企业融资。
4.商务英语情景词汇
commercial loan 个人贷款
short-term loan 短期贷款
extended loan 延期贷款
collateral 抵押品
principal 本金
creditor 债权人
debtor 债务人
mortgage loan 抵押贷款
guaranteed-rate period 利率保证期
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